As the integration of technology is getting higher into almost every aspect, the spread of Financial Technology has become one of the most growing topics in e-business. The spread of the Fintech in trying to graft the finance-related services with mobile andICT, it is being expanded into more diverse areas. But the most This research is going to investigate how users and consumers perceived mobile payment, what drive them towards using mobile payment and what makes them feels reluctant toward using mobile payment. Combining Technology Acceptance Model and several other factors in order to gain better understanding.

mobile payment, fintech, Technology Acceptence Model

• Cooky Tri Adhikara, S.E., M.M.

• Ika Triana, S.Pd., M.M.

• Velly Anatasia, S.E., M.B.A.

• Angtyasti Jiwasiddi, S.E., S.Kom., M.S.M